FarNet

Connectivity over Radio

Revolutionary banking solution using AM radio waves to bring financial services to low-coverage areas with no internet or mobile coverage.

Our Solution

A complete ecosystem connecting low-coverage communities to modern banking through AM radio technology

Long-Range AM Radio

Powerful transmitters covering 30-300 km range, connecting multiple cities with a single base station.

Internet Uplink

Connected to major cities like Islamabad, Lahore, and Karachi for seamless banking integration.

Wi-Fi Hotspot

On-site Wi-Fi devices enabling smartphones to connect and perform banking transactions.

How It Works

Complete connectivity flow from mobile devices to banking channels via radio transmission

Mobile Device

Banking App on Smartphone

Hotspot Router

Wi-Fi AP + AM Transmitter

Base Station

Urban City with High-Speed Internet

Banking Channels

Banks & Financial Services

1

User Initiates

Banking transaction on mobile app via local Wi-Fi hotspot

2

Radio Transmission

Hotspot router transmits request via AM radio waves (30-300 km range)

3

Base Station

Urban city receives and forwards to banking channels

4

Completion

Response travels back through same path, completing in 3-7 seconds

Transaction Flow

Fast, secure, and efficient banking transactions over radio waves

Mobile Banking App

Users access banking services through their smartphones connected to local Wi-Fi hotspots.

Radio Transmission

Transactions are transmitted via AM radio waves to the nearest base station.

Bank Processing

Base station forwards transactions to banks via internet uplink for processing.

300-600
Bytes per transaction
3-7
Seconds confirmation
16,000
Transactions/day
30-300
KM range

Technical Snapshot

Robust infrastructure designed for reliability and scale

Hotspot Device
Components:Wi-Fi AP + Microcontroller + AM Transmitter
Capacity:Hundreds of SMS-sized transactions/min
Security:End-to-end encryption
Base Station
Components:AM Receiver + Internet Uplink
Range:30-100 km (ground), 50-300 km (skywave)
Features:Offline-first, works without mobile/internet

Business Model

Sustainable revenue streams supporting low-coverage area financial inclusion

Subscriptions
Rs 500-1,000
per month

Monthly subscriptions for merchants and agents accessing the network.

Partnerships
Volume Fees
Banks/Fintechs

Wholesale volume-based fees from banking and fintech partners.

Gov/NGO Support
Funding
Low-coverage & Disaster

Government and NGO funding for low-coverage area and disaster relief rollouts.

Scalable Design

Built for massive scale with efficient infrastructure utilization

6,000 tx/dayper channel capacity
160,000 tx/daywith 10 channels
Multiple Citiescovered by single base station
Network Efficiency
AM waves travel 30-300 km, enabling one base station to cover many cities with big reach at low infrastructure cost.
Multi-channel support for high throughput
Long-range coverage minimizes infrastructure
Cost-effective low-coverage area deployment

Licensing Requirements

Clear regulatory pathway for deployment

Banking/Payments License
Not Required

Acting as connectivity provider, not as a financial institution.

Radio Spectrum License
Required

Amateur Radio Licensing needed for spectrum usage.

Ready to Connect Low-Coverage Areas?

Join us in revolutionizing banking in low-coverage areas with innovative radio-based financial services.